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Standard CDs or Share Certificates

Earn higher dividends than with a regular savings account. Our Certificate of Deposit or Share Certificate solutions give you the option to lock in your funds for a certain term – from 6 to 60 months – and earn more with some of the best rates around. 

 

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Bump Rate Certificates

Take advantage of our new bump rate 36-month and 60-month certificates. The bump rate certificate of deposit allows you to take advantage of a one-time rate increase during the term of your certificate. By electing to bump your certificate to the rate at the time of the election you are not extending the maturity date. Ask for more information!


Pot-of-Gold Certificate

Select our popular Pot-of-Gold certificate and get a more disciplined approach to saving for the future while earning above market rates.  Simply choose a specific financial goal ($3,000 to $20,000) and make automatic deposits for a 60-month term via automatic transfers. Depending on your personal pay schedule, you can choose to make monthly or bi-weekly deposits.*

TARGETED BALANCE & DEPOSIT FREQUENCY

Financial GoalMonthly Deposit AmountBi-weekly Deposit Amount
$20,000$309.60$143.00
$15,000$232.80$107.50
$10,000$156.20$72.15
$5,000$79.50$36.70
$3,000$48.00$22.15

* You will be paid the dividend rate applicable to the balance amount. 

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Keeping You in the Know

  • Emergency Funds
  • 50/30/20 Rule
  • Meet Your 401(k)

Emergency Funds

3 Min Read

One of the most effective tools for preventing a large-scale financial disaster is an emergency fund…

Learn about Emergency Funds

50/30/20 Rule

7 Min Read

The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that is easy, yet effective, to implement…

How to Set Your New Budget

Meet Your 401(k)

3 Min Read

Even if you’re just starting your first real job—actually, especially if you’re just starting your first real job—it’s time to start thinking about retiring…

How to Plan for Retirement

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To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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